Banks are facing a range of macroeconomic challenges. So, many IT and digital leaders are moving from pure digital transformation to digital business transformation. We’re seeing the importance of a stable yet flexible infrastructure founded on hybrid cloud technologies. It gives portability, interoperability and consistency in how banks use data and AI-driven insights. 

This IBM Institute for Business Value study, conducted with the Banking Industry Architecture Network (BIAN), looks at how banks drive their digital business transformation agendas. Download to: 

• Uncover the six practices for reimagining experiences that banks with healthier financial performances use
• How banks are modernizing with AI and learn about two areas that are right for machine learning-driven disruption
• Learn about the four key building blocks for creating a resilient hybrid cloud